Amount
Repayment
Estimated payment
Estimate for illustration purposes.
Choose an amount between $500 and $1,500, tell us how you want to pay it back, and send your request in under 5 minutes. No credit check, no documents, and once approved the funds can reach your account the same day.
Rather talk to someone? Call +1 (866) 932-0457
Everything happens online, from your phone or your computer.
Pick your amount and your repayment rhythm, then complete the short online form. It takes less than 5 minutes.
Instant Bank Verification confirms your details securely online, which is why we never ask for documents or a credit check.
Sign your contract online. Once approved, the money can land in your account the same day.
Once your loan is approved, the money can be in your account the same day.
We use Instant Bank Verification, so your credit history never gets in the way.
One short online form from your phone or computer. No appointment needed.
No pay stubs, no statements, no scans. Everything is confirmed online.
Weekly, every two weeks or monthly, over 61 days to 6 months. Pay it off early whenever you like, in full or in part.
Your information is handled securely and kept confidential.
Still not sure? Call us at +1 (866) 932-0457.
No. We use Instant Bank Verification (IBV) in place of a credit inquiry, so a past credit history is not a barrier.
It securely confirms your banking information online. That is why there are no documents to send and no credit check.
From $500 to $1,500. Choose your amount at the top of the page to see your estimated payment.
Anywhere from 61 days to 6 months, paid weekly, every two weeks or monthly. Early repayment, in full or in part, is welcome at any time.
The request takes under 5 minutes, and once your loan is approved you can receive the funds the same day.
Never. The request, the verification and the contract signature all happen online.
Our rates, a real cost example, the repayment rules and how we review every request.
We offer a maximal annual interest rate of 19.99%. If unpaid, the applicable interest rate is 1.67% per month.
If the loan amount is CAD $500 and the interest rate is 19.99% per annum with payback of 90 days, the loan payable is as follows: loan amount CAD $500 * ( 19.99% / 365 * 90 days ) = CAD $524.65. This will result in a repayment of $174.88 per month for 3 months.
A $500 loan may include optional services, at the customer’s discretion. These services are entirely voluntary and are not required to obtain the loan. Choosing not to enroll will not affect the credit decision or the terms of the loan. If the customer chooses to enroll, fees for optional services may apply. For example, payments would be $145.59 bi-weekly, for a total of $873.54. These amounts include the optional service fees, which are separate from the loan principal and interest. The optional services are provided by a separate entity, which determines its own fees independently. These fees are not part of, and are separate from, the interest charged on the loan.
We will determine your minimum payments together, after verifying your ability to repay and the length of time you wish to make your payments.
Our credit installments are flexible and can be repaid over a minimum of 61 days and up to a maximum of 6 months. However, full or partial payment can be made at any time.
We encourage you to borrow in a responsible manner. Although we offer a great way to help you during times of need, the interest rate is higher than that of local banks. Use them only when no other options are available. Use them as seldom as possible. Used in a responsible way, it can be the best option for you. Taking on too many short-term loans simultaneously could result in serious financial problems and too much debt.
Our business model is compliant with Canadian legal standards. If a particular situation arises during your use of our loan services, our facility is here to assist with payment issues, loan modifications, or any other needs you may have.
Transactions made with our services do not affect your credit score as we do not contact credit institutions for verification purposes.
Loan applications are reviewed through our filtering process to ensure that each borrower has sufficient income to meet repayment obligations. This review includes, but is not limited to: verifying that your monthly employment income is adequate to qualify for the loan, confirming that your bank account does not show a high level of NSF charges, and ensuring that excessive pre-authorized debits are not present, as these could interfere with repayment. If you do not meet these criteria, your loan application will be declined.
Send your request now. It takes less than 5 minutes from your phone.
or call +1 (866) 932-0457